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    <title>marglo's Personal Finance Blog</title>
    <link>http://marglo.savingadvice.com</link>
    <description></description>
	<webMaster>info@savingadvice.com</webMaster>
	<managingEditor></managingEditor>
    <language>en-us</language>
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      <title>Last Day of the Month, Last Day of this Experiment!</title>
      <link>http://marglo.savingadvice.com/2005/09/30/last-day-of-the-month-last-day-of-this-e_3498/</link>
      <description>We have been using cash for our day-to-day spending for one month today.  This has not included when we spent money from our checking acct or savings acct, but only money we spent from our cash which we put into envelopes for things like groceries, gas etc....what I call our day-to-day...</description>
      <pubDate>Fri, 30 Sep 2005 13:54:31 PST</pubDate>
	  <author> (marglo)</author>
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      <title>Yesterday was very frustrating! Today is better!</title>
      <link>http://marglo.savingadvice.com/2005/09/29/yesterday-was-very-frustrating-today-is-_3483/</link>
      <description>Yesterday was frustrating!  I made it though my workout at the gym...uncomfortable and very tired...but I made it.  Came home and got ready to go to my surgical consult.  Well, I get there and find out the girl told me wrong...there are no surgeons at that clinic!  So I had to go home...</description>
      <pubDate>Thu, 29 Sep 2005 13:44:03 PST</pubDate>
	  <author> (marglo)</author>
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      <title>A Little Discourged but got a lot done today</title>
      <link>http://marglo.savingadvice.com/2005/09/27/a-little-discourged-but-got-a-lot-done-t_3453/</link>
      <description>I'm feeling a little down today...it's been coming on me ...family issues, money issues and health issues...all contributing to it I know.  I know it will all work out but my dh is kinda down too and that makes me more down!&lt;br /&gt;
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The family issue is one that's been around for a while...I'm...</description>
      <pubDate>Tue, 27 Sep 2005 15:41:21 PST</pubDate>
	  <author> (marglo)</author>
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      <title>Another Rough Day</title>
      <link>http://marglo.savingadvice.com/2005/09/26/another-rough-day_3441/</link>
      <description>Got through my workout this morning but again, it just wiped me out.  I do not feel well.  My surgical consult is Wed. and I will be asking lots of questions and then have to decide about surgery.  The trouble is I have heard of so many people who continue to have problems after the...</description>
      <pubDate>Mon, 26 Sep 2005 13:10:41 PST</pubDate>
	  <author> (marglo)</author>
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      <title>Another No Spend Day</title>
      <link>http://marglo.savingadvice.com/2005/09/25/another-no-spend-day_3431/</link>
      <description>I am not feeling well today...it's still my gall bladder...no intense pain but bloating and lots of discomfort on the Rt upper abdomen and up the back on that side.  Feels kind of like a side ache like you get when running.  I also feel very tired.  Almost stayed home from church this...</description>
      <pubDate>Sun, 25 Sep 2005 17:18:11 PST</pubDate>
	  <author> (marglo)</author>
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      <title>Potluck</title>
      <link>http://marglo.savingadvice.com/2005/09/24/potluck_3423/</link>
      <description>Today we went to a potluck.  I took Pineapple Upside-Down Cake and it was yummy! That's about the only time I bake any more is when we either have company or go to a potluck...at least I won't have it all to myself to eat too much.  I still ate 2 pieces though.  We had a nice time...</description>
      <pubDate>Sat, 24 Sep 2005 16:16:13 PST</pubDate>
	  <author> (marglo)</author>
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      <title>A Good Feeling</title>
      <link>http://marglo.savingadvice.com/2005/09/23/a-good-feeling_3413/</link>
      <description>Went to the gym this am per usual.  Yesterday I felt so good exercising, but today I thought I'd never get through it...my gall bladder was bothering me a little again..and I just got so worn out.  But the rest of the day I was fine.  &lt;br /&gt;
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We went to Costco for gas and a calcium supplement...</description>
      <pubDate>Fri, 23 Sep 2005 19:23:26 PST</pubDate>
	  <author> (marglo)</author>
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      <title>Seniors &amp; Potlucks</title>
      <link>http://marglo.savingadvice.com/2005/09/22/seniors-potlucks_3401/</link>
      <description>What is this thing about seniors and potlucks?! At this time of life you are already having trouble keeping your weight diet and are starting to reap the consequences of a lifetime of eating the wrong things, and now everywhere you go they are having potlucks!  Today my gym had it's...</description>
      <pubDate>Thu, 22 Sep 2005 16:35:00 PST</pubDate>
	  <author> (marglo)</author>
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      <title>First Day on New Budgeting System</title>
      <link>http://marglo.savingadvice.com/2005/09/21/first-day-on-new-budgeting-system_3393/</link>
      <description>I was to participate in an eFocus group this morning, but when it was time to login it didn't work...something on my computer seemed to be blocking it, called the tech but he couldn't figure it out either so didn't earn the $30! &lt;br /&gt;
I was a little disappointed because I could have used...</description>
      <pubDate>Wed, 21 Sep 2005 23:14:42 PST</pubDate>
	  <author> (marglo)</author>
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      <title>Alone again</title>
      <link>http://marglo.savingadvice.com/2005/09/20/alone-again_3377/</link>
      <description>I'm alone today as my dh has gone fishing with the neighbor boy.  I don't really mind though as it is a pretty day and I'm enjoying puttering around the house.  We went to our weekly senior breakfast at church this morning.  It is a potluck and is usually a very nice spread.  I took...</description>
      <pubDate>Tue, 20 Sep 2005 14:37:11 PST</pubDate>
	  <author> (marglo)</author>
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      <title>Daughter's Coming for a Visit!</title>
      <link>http://marglo.savingadvice.com/2005/09/19/daughters-coming-for-a-visit_3367/</link>
      <description>Our daughter and her bf will be here sometime late this afternoon.  I have a BBQ roast in the crockpot and hopefully it will be done by the time they get here.  I will shred it and serve on buns with some kind of veggie..not sure what yet.  They only live about 3 hours away but we...</description>
      <pubDate>Mon, 19 Sep 2005 13:14:35 PST</pubDate>
	  <author> (marglo)</author>
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      <title>Another Quiet Day and Good News, I Think!</title>
      <link>http://marglo.savingadvice.com/2005/09/18/another-quiet-day-and-good-news-i-think_3357/</link>
      <description>There's a real feeling in the air that summer is almost over and falls acomin' today.  I should be outside enjoying these last days of summer but here I am at my computer. Maybe I'll go out and walk for a while after this.&lt;br /&gt;
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It's really quiet here at home.  We went to church this...</description>
      <pubDate>Sun, 18 Sep 2005 16:58:42 PST</pubDate>
	  <author> (marglo)</author>
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      <title>Need new battery - otherwise just rambling</title>
      <link>http://marglo.savingadvice.com/2005/09/17/need-new-battery-otherwise-just-rambling_3346/</link>
      <description>My dh just informed me that we are going to have to buy a new battery for the pickup before we go on our next trip.  Not sure whether we will go on a winter trip or not due to the gas prices but regardless sooner or later we will have to replace the battery.  We have a little money...</description>
      <pubDate>Sat, 17 Sep 2005 11:59:59 PST</pubDate>
	  <author> (marglo)</author>
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      <title>I'm disgusted with myself!</title>
      <link>http://marglo.savingadvice.com/2005/09/16/im-disgusted-with-myself_3339/</link>
      <description>I really am!  I have been using this new budgeting and going over our bills etc. and realized that I have been spending much more than I should the past 30 days (and before that too I'm sure!).    I honestly didn't think I was doing that badly...and the thing is that with Mvelopes...</description>
      <pubDate>Fri, 16 Sep 2005 14:58:43 PST</pubDate>
	  <author> (marglo)</author>
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      <title>A Quiet Day</title>
      <link>http://marglo.savingadvice.com/2005/09/15/a-quiet-day_3323/</link>
      <description>It's been a pretty good day.  I am feeling better and went to the gym...enjoyed my aerobics class.  It wore me out but at least I wasn't as uncomfortable as yesterday.  I know I'm getting better!! Yea! I'll be glad when my full energy level returns...my dh is also still kinda draggy...</description>
      <pubDate>Thu, 15 Sep 2005 16:06:47 PST</pubDate>
	  <author> (marglo)</author>
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      <title>Getting Through This Month</title>
      <link>http://marglo.savingadvice.com/2005/09/14/getting-through-this-month_3307/</link>
      <description>My gall stones have been hurting me more again ever since seeing that darn doctor yesterday ...all the poking he did I guess!  Today it is also hurting up in my back again, and I didn't get much sleep last night.  Just couldn't turn off my brain...thinking about the new way of budgeting...</description>
      <pubDate>Wed, 14 Sep 2005 13:55:17 PST</pubDate>
	  <author> (marglo)</author>
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      <title>New Budgeting Software and a Decisions Made &amp; to be Mad</title>
      <link>http://marglo.savingadvice.com/2005/09/13/new-budgeting-software-and-a-decisions-m_3296/</link>
      <description>Forgot to make an entry yesterday.  We went to the base lawyer and got new wills made up.  Actually it's a new one for my dh and the first one I have had.  We needed to change the executor as he is older than either of us.  We had the first will made when our children were young which...</description>
      <pubDate>Tue, 13 Sep 2005 17:30:05 PST</pubDate>
	  <author> (marglo)</author>
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      <title>What Mood?</title>
      <link>http://marglo.savingadvice.com/2005/09/11/what-mood_3268/</link>
      <description>I'm unsure of how I feel today! LOL It was a good day...beautiful day, went to church, did some shopping, came home feeling good, but then had a family issue come up with one of our children and now feel kinda down.  &lt;br /&gt;
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One of our children does not like a decision we have made and...</description>
      <pubDate>Sun, 11 Sep 2005 17:55:14 PST</pubDate>
	  <author> (marglo)</author>
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      <title>Feeling Better</title>
      <link>http://marglo.savingadvice.com/2005/09/10/feeling-better_3258/</link>
      <description>I am definitely feeling a lot better today...hopefully I will be over this soon.  I stayed home again today, but got a few things done around here. &lt;br /&gt;
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So I didn't spend any money today, but my dh spent about $20 on some spray for carpenter ants. This was not out of our cash. He used...</description>
      <pubDate>Sat, 10 Sep 2005 15:35:25 PST</pubDate>
	  <author> (marglo)</author>
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      <title>Another quiet day</title>
      <link>http://marglo.savingadvice.com/2005/09/09/another-quiet-day_3245/</link>
      <description>Staying home again today...kinda getting bored but still don't feel up to doing much either.  I am better today though and wish I could get myself to do more housework as this house is beginning to really show the neglect! &lt;br /&gt;
I called the doctor again today and he has not gotten any...</description>
      <pubDate>Fri, 09 Sep 2005 12:35:35 PST</pubDate>
	  <author> (marglo)</author>
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